technical experts & trusted business advisors


Cardell Accountants take the health and wellbeing of our people, clients and the broader community seriously.

With the declaration of the COVID-19 pandemic, we have implemented procedures that meet the Australian Government COVID-19 guidelines and our firm has taken steps to minimise the risk of infection.

Effective from Monday 16 March 2020, all face to face appointments were cancelled for the foreseeable future, including visits to client premises. 

Alternative arrangements have been made, including:

• Sending information via email or dropbox
• Conducting the interview via a phone call
• Rescheduling of appointments for at least 3 weeks in the future  
• Another suitable arrangement that does not involve a face to face meeting

A sign has been placed on the front door advising visitors to contact reception via phone to make alternative arrangements. 

If files are to be dropped off, this is to be done as swiftly as possible with no close personal contact (by prior arrangement only).

Cardell Accountants will continue to support our clients during this uncertain time, using wherever possible, electronic means of communication.

We are meeting regularly to discuss any updates or changes as they occur, and we will adapt our approach accordingly as necessary.

  • Self Managed Superannuation Funds
  • Accounting
  • Management
  • Taxation and regulatory compliance
  • Records maintenance
  • Taxation advisory services
  • Fund establishment
  • Pension / Income Stream facts
  • Assurance and audit services (Cardell Assurance & Audit)


Cardell Planning Logo and The SMSF Expert Logo

SMSF advisory services are provided by Cardell Planning Pty Ltd (ASIC Authorised Rep No. 1245568) ABN 89 613 073 386, a Corporate Authorised Representative of SMSF Expert Pty Ltd,  ABN 17 155 686 356, Australian Financial Services Licence Number 445113.

Licensed under an Australian Financial Services Licence (AFSL), The SMSF Expert is qualified to provide strategic SMSF advice as well as set up, administer, and assist with the investment decisions of your SMSF. Accountants were permitted to provide this advice Up until 30 June 2016, but as part of the financial advice reforms (FoFA), now only AFSL licensed accountants can advise on SMSFs. The SMSF Expert advisers have a deep knowledge of all matters pertaining to SMSF, and make it their business to stay up-to-date on superannuation law and industry compliance and standards. | Privacy Statement | FSG

CA SMSF specialisation benchmark for SMSF advisors

Chartered Accountants Australia and New Zealand offers an SMSF Specialisation qualification which formally recognises the self-managed superannuation fund (SMSF) knowledge, experience and education held by the accountant. More and more Australians are opting for SMSFs as their retirement savings vehicle of choice, and it's important that they have quality, accurate advice when they require it. Chartered Accountants as trusted advisors, set a benchmark for high quality SMSF specialists that trustees can be confident in turning to for advice. The specialisation program qualifies Chartered Accountants with the appropriate skills to provide an even better service to the Australian public. Contact our qualified SMSF specialist, Marcus Bond, if you would like any help in the accounting, management and audit of your SMSF.

Contribution Caps Table 2018/19

Annual Amounts


Under 65




65 – 74


Must pass a work test


Under 65






Over a 3-year period under bring forward provisions


65 – 74


Must pass a work test




Life time limit